V40 High WayDysartIA52224
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find V40 High Way, Dysart, IA, 52224 in Dysart worth study. Rental yield 0.94%. The 0.94% gross yield is below cash-flow benchmarks at $956,000, but 5% annual appreciation, adding $264,125 over five years, frames this as a capital growth position. Rent of $750/mo partially offsets the $4,299/mo payment. Ziffy Mortgage finances appreciation-play properties (0.17 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $12,509.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 7.0% |
| Monthly Cash Flow | $(5,459) | $150 |
City averages based on Dysart market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $750 |
| Total Monthly Debt Service | $5,828 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52224, Dysart, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 611 (73.6%) |
| Renter Occupied HU | 119 (14.3%) |
| Vacant Housing Units | 100 (12.0%) |
| Median Home Value | $199,318 |
| Average Home Value | $247,038 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
567
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52224, Dysart, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 611 (73.6%) |
| Renter Occupied HU | 119 (14.3%) |
| Vacant Housing Units | 100 (12.0%) |
| Median Home Value | $199,318 |
| Average Home Value | $247,038 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
567
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices