V AveDysartIA52224
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayV Ave, Dysart, IA, 52224 in Dysart is priced for appreciation, not yield. Rental yield 2.31%. At $846,300 with a 2.31% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $233,817 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.43) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $73,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 7.0% |
| Monthly Cash Flow | $(3,864) | $150 |
City averages based on Dysart market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,632 |
| Total Monthly Debt Service | $5,160 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
80.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52224, Dysart, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 611 (73.6%) |
| Renter Occupied HU | 119 (14.3%) |
| Vacant Housing Units | 100 (12.0%) |
| Median Home Value | $199,318 |
| Average Home Value | $247,038 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
567
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
80.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52224, Dysart, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 830 (100%) |
| Owner Occupied HU | 611 (73.6%) |
| Renter Occupied HU | 119 (14.3%) |
| Vacant Housing Units | 100 (12.0%) |
| Median Home Value | $199,318 |
| Average Home Value | $247,038 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
567
Multi-Family
12
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices