(Undisclosed Address)ScottAR72142
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate (Undisclosed Address), Scott, AR, 72142 in Scott. At $449,900 it earns $3,368/mo in rent and distributes $639/mo to the owner after the $2,023/mo payment, a consistent 8.98% yield. DSCR 1.66 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $124,299 in value; $4,144/yr in principal paydown compounds ownership stake. Total projected return: $212,967.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $639 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,368 |
| Total Monthly Debt Service | $2,525 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
1.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72142, Scott, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,267 (100%) |
| Owner Occupied HU | 944 (74.5%) |
| Renter Occupied HU | 187 (14.8%) |
| Vacant Housing Units | 136 (10.7%) |
| Median Home Value | $271,006 |
| Average Home Value | $285,204 |
Housing Distribution
Address Breakdown
Residential
1,120
Single Family
1,120
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
1.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72142, Scott, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,267 (100%) |
| Owner Occupied HU | 944 (74.5%) |
| Renter Occupied HU | 187 (14.8%) |
| Vacant Housing Units | 136 (10.7%) |
| Median Home Value | $271,006 |
| Average Home Value | $285,204 |
Housing Distribution
Address Breakdown
Residential
1,120
Single Family
1,120
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.