The Newbury Plan, Chastain HeightsWoodstockGA30189
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: The Newbury Plan, Chastain Heights, Woodstock, GA, 30189 in Woodstock at $389,900 earns $2,734/mo in rent and nets $196/mo after the $1,753/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $107,722 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $3,591/yr in principal paydown, total projected return reaches $161,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $196 | $300 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,734 |
| Total Monthly Debt Service | $2,383 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30189, Woodstock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,458 (100%) |
| Owner Occupied HU | 11,693 (71.0%) |
| Renter Occupied HU | 3,882 (23.6%) |
| Vacant Housing Units | 883 ( 5.4%) |
| Median Home Value | $423,360 |
| Average Home Value | $467,594 |
Housing Distribution
Address Breakdown
Residential
15,615
Single Family
13,460
Multi-Family
2,155
Businesses
931
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30189, Woodstock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,458 (100%) |
| Owner Occupied HU | 11,693 (71.0%) |
| Renter Occupied HU | 3,882 (23.6%) |
| Vacant Housing Units | 883 ( 5.4%) |
| Median Home Value | $423,360 |
| Average Home Value | $467,594 |
Housing Distribution
Address Breakdown
Residential
15,615
Single Family
13,460
Multi-Family
2,155
Businesses
931
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
