The Montgomery Plan, River Road EstatesDecaturAL35603
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Decatur at The Montgomery Plan, River Road Estates, Decatur, AL, 35603 uses $104,389 cash to close to unlock $6,850/yr annual cash flow and $571/mo monthly cash flow. Total monthly income runs $2,381/mo, and a $1,541/mo payment keeps the spread at $571/mo. Purchase price stands at $314,900, and rental yield measures 9.07% with $2,381/mo rent. Return on cash invested shows 26.47% in year one, and 5% annual appreciation builds toward $87,001 over five years. Five-year ROI reaches 137.45% and total cumulative return in cash records $143,482. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,381/mo property income covering a $1,541/mo payment rather than investor’s personal income.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,772 (100%) |
| Owner Occupied HU | 9,786 (66.2%) |
| Renter Occupied HU | 4,228 (28.6%) |
| Vacant Housing Units | 758 ( 5.1%) |
| Median Home Value | $258,997 |
| Average Home Value | $295,900 |
Housing Distribution
Address Breakdown
Residential
14,489
Single Family
13,004
Multi-Family
1,485
Businesses
624
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