The Montgomery Plan, EvanshireDuluthGA30096
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at The Montgomery Plan, Evanshire, Duluth, GA, 30096 in Duluth is narrow, $12/mo net on $4,956/mo rent after the $3,653/mo debt service, but the property operates at break-even-plus, not a loss. At $812,400 with a 7.32% yield, the long-run equity case via 5% appreciation ($224,451 over five years) and $7,482/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $308,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $12 | $300 |
City averages based on Duluth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,956 |
| Total Monthly Debt Service | $4,621 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30096, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,864 (100%) |
| Owner Occupied HU | 12,293 (41.2%) |
| Renter Occupied HU | 15,916 (53.3%) |
| Vacant Housing Units | 1,655 ( 5.5%) |
| Median Home Value | $397,770 |
| Average Home Value | $442,968 |
Housing Distribution
Address Breakdown
Residential
28,517
Single Family
16,853
Multi-Family
11,664
Businesses
3,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30096, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,864 (100%) |
| Owner Occupied HU | 12,293 (41.2%) |
| Renter Occupied HU | 15,916 (53.3%) |
| Vacant Housing Units | 1,655 ( 5.5%) |
| Median Home Value | $397,770 |
| Average Home Value | $442,968 |
Housing Distribution
Address Breakdown
Residential
28,517
Single Family
16,853
Multi-Family
11,664
Businesses
3,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices