The Hudson Plan, Serenity Ridge Mountain Club Luxury ResortFloridaNY10921
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at The Hudson Plan, Serenity Ridge Mountain Club Luxury Resort, Florida, NY, 10921 in Florida speaks for itself: 11.52% gross on a $187,445 price, generating $1,800/mo in rent and $548/mo in net income after the $889/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,579 stacks alongside $51,788 in projected five-year appreciation and $1,571/yr in principal reduction. Projected total cumulative return: $103,226.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $548 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,223 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10921, Florida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,757 (100%) |
| Owner Occupied HU | 1,313 (74.7%) |
| Renter Occupied HU | 326 (18.6%) |
| Vacant Housing Units | 118 ( 6.7%) |
| Median Home Value | $487,695 |
| Average Home Value | $529,732 |
Housing Distribution
Address Breakdown
Residential
1,502
Single Family
1,490
Multi-Family
12
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
