The Evermay Plan, Potomac Overlook The Monument SeriesNational HarborMD20745
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, The Evermay Plan, Potomac Overlook The Monument Series, National Harbor, MD, 20745 in National Harbor delivers $5,474/mo in gross rent and $377/mo in net monthly income at a $754,990 entry. The 8.7% yield and 1.61 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $208,590 over five years and $6,954/yr in equity from loan paydown, total projected return is $312,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $377 | $800 |
City averages based on National Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,474 |
| Total Monthly Debt Service | $4,797 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Integrity Homes of Metro Washington
Mls Name: Integrity Homes
Mls ID: #N/A