The Aurora A Plan, Silver OakCussetaAL36852
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, The Aurora A Plan, Silver Oak, Cusseta, AL, 36852 in Cusseta earns a 8.94% gross yield at $326,900. Rent of $2,436/mo nets $591/mo after the $1,470/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $90,316 and $3,011/yr in equity accumulation project a total cumulative return of $161,201.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 9.1% |
| Monthly Cash Flow | $591 | $200 |
City averages based on Cusseta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,436 |
| Total Monthly Debt Service | $1,715 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36852, Cusseta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,221 (100%) |
| Owner Occupied HU | 734 (60.1%) |
| Renter Occupied HU | 373 (30.5%) |
| Vacant Housing Units | 114 ( 9.3%) |
| Median Home Value | $244,853 |
| Average Home Value | $256,039 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,098
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
