The Harper A Plan, Camellia CrossingValleyAL36854








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Valley at The Harper A Plan, Camellia Crossing, Valley, AL, 36854 generates $2,063/mo in rent and, after a $1,361/mo payment, leaves $462/mo in cash flow. Total monthly income is $2,063/mo, and annual cash flow is $5,549/yr on $92,208 invested. Return on cash invested sits at 25.93% in year one, and rental yield is 8.9% on a $278,154 entry. Equity gained on principal adds $1,795/yr, while 5% annual appreciation builds toward $76,849 over five years. Five-year ROI reaches 134.56% and total cumulative return in cash sums $124,073. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,063/mo property income rather than buyer’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$31 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36854, Valley, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,708 (100%) |
| Owner Occupied HU | 4,470 (58.0%) |
| Renter Occupied HU | 2,275 (29.5%) |
| Vacant Housing Units | 963 (12.5%) |
| Median Home Value | $173,164 |
| Average Home Value | $216,190 |
Housing Distribution
Address Breakdown
Residential
7,192
Single Family
6,150
Multi-Family
1,042
Businesses
393
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