The 1651 Plan, NorthgateTempleTX76502
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Temple at The 1651 Plan, Northgate, Temple, TX, 76502 offers $2,368/mo rent that, after a $1,399/mo payment, leaves $335/mo cash flow. Total monthly income is $2,368/mo, and annual cash flow is $4,023/yr on $94,776 cash. Return on cash invested measures 24.15% in year one, and rental yield stands at 9.94% at a $285,900 entry. Equity gained on principal adds $1,845/yr while 5% annual appreciation compounds into $78,989 by year five. Five-year ROI records 126.84% and total cumulative return in cash reaches $120,217. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,368/mo property income versus a $1,399/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76502, Temple, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,696 (100%) |
| Owner Occupied HU | 13,995 (61.7%) |
| Renter Occupied HU | 7,260 (32.0%) |
| Vacant Housing Units | 1,441 ( 6.3%) |
| Median Home Value | $302,329 |
| Average Home Value | $330,680 |
Housing Distribution
Address Breakdown
Residential
22,452
Single Family
20,044
Multi-Family
2,408
Businesses
853
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