The 1443 Plan, The Village at Elm Creek, Troy, TX, 76579 | $307/mo Cash Flow

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The 1443 Plan, The Village at Elm Creek, Troy, TX, 76579 | $307/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Troy at The 1443 Plan, The Village at Elm Creek, Troy, TX, 76579 priced at $242,900 converts $2,034/mo rent into $307/mo cash flow after a $1,189/mo obligation. Total monthly income equals $2,034/mo, and annual cash flow totals $3,679/yr on $80,521 invested. Return on cash invested prints 24.48% in year one, and rental yield reads 10.05% against a $242,900 entry. Equity gained on principal adds $1,567/yr, while 5% annual appreciation compiles into $67,109 by year five. Five-year ROI reaches 128.57% and total cumulative return in cash sums $103,525. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,034/mo property income covering a $1,189/mo payment, not borrower’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! Upon entering this exceptional floor plan, you're immediately greeted with a formal dining room. Walking into the open-concept kitchen and living room, you'll be stunned by the amount of space you have to gather. This three-bedroom, two bath home has perfectly placed windows in the living room, primary bedroom, and dining room, crafting a home that is filled with natural light and charm. Granite countertops throughout and large walk-in primary closet top it all off and make this home exceptional.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136