The 1514 Plan, Hartrick Ranch, Temple, TX, 76502 | $270/mo Cash Flow

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The 1514 Plan, Hartrick Ranch, Temple, TX, 76502 | $270/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at The 1514 Plan, Hartrick Ranch, Temple, TX, 76502 listed at $264,900 pairs $2,154/mo rent with a $1,297/mo payment to leave $270/mo cash flow. Total monthly income runs $2,154/mo, and annual cash flow reaches $3,238/yr on $87,814 cash to close. Return on cash invested measures 23.6% in year one, and rental yield registers 9.76% at a $264,900 basis. Equity gained on principal adds $1,709/yr, and annual property appreciation at 5% supports $73,187 by year five. Five-year ROI tracks 123.82% and total cumulative return in cash totals $108,728. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,154/mo property income relative to a $1,297/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! A popular choice among families seeking large gathering spaces and ample storage, the 1514 offers luxury living with 3 bedrooms and 2 baths. This beautiful home features large secondary bedrooms with walk-in closets. Open living, dining and kitchen provides abundant space, without all of the cost. Picture yourself washing your dishes as you look out your window as your children play after dinner. The primary bedroom suite is fit for a king-sized bed, and features a large walk-in closet. Secondary bedrooms gleam with natural light and tall ceilings.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680