Tbd Brave CtHesperusCO81326
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at Tbd Brave Ct, Hesperus, CO, 81326 in Hesperus. Priced at $139,500, it generates $2,495/mo in gross rent and $1,682/mo in net monthly cash flow, a 21.46% yield that comfortably supports the 3.98 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $20,182. Five-year appreciation: $38,541. Equity from principal paydown: $1,285/yr. Total projected cumulative return: $160,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.5% | 6.0% |
| Monthly Cash Flow | $1,682 | $1,500 |
City averages based on Hesperus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,495 |
| Total Monthly Debt Service | $757 |
| DSCR Ratio | 3.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
35.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81326, Hesperus, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 175 (15.4%) |
| Vacant Housing Units | 144 (12.7%) |
| Median Home Value | $576,923 |
| Average Home Value | $630,998 |
Housing Distribution
Address Breakdown
Residential
953
Single Family
953
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
35.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81326, Hesperus, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,133 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 175 (15.4%) |
| Vacant Housing Units | 144 (12.7%) |
| Median Home Value | $576,923 |
| Average Home Value | $630,998 |
Housing Distribution
Address Breakdown
Residential
953
Single Family
953
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices