Stephen Elliott Homes The Harrison Plan, Chimney OaksHomerGA30547








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Homer at Stephen Elliott Homes The Harrison Plan, Chimney Oaks, Homer, GA, 30547 offers $2,525/mo rent that, after a $1,811/mo payment, leaves $273/mo cash flow. Total monthly income is $2,525/mo, and annual cash flow is $3,277/yr on $122,652 cash. Return on cash invested measures 22.58% in year one, and rental yield stands at 8.19% at a $369,990 entry. Equity gained on principal adds $2,387/yr while 5% annual appreciation compounds into $102,221 by year five. Five-year ROI records 117.06% and total cumulative return in cash reaches $143,582. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,525/mo property income versus a $1,811/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30547, Homer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,434 (100%) |
| Owner Occupied HU | 1,019 (71.1%) |
| Renter Occupied HU | 272 (19.0%) |
| Vacant Housing Units | 143 ( 10.0%) |
| Median Home Value | $324,905 |
| Average Home Value | $396,970 |
Housing Distribution
Address Breakdown
Residential
1,628
Single Family
1,628
Multi-Family
0
Businesses
199
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