110 Waterloo DrMount AiryGA30563
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 110 Waterloo Dr, Mount Airy, GA, 30563 in Mount Airy at $314,900 earns $1,967/mo in rent and nets $50/mo after the $1,416/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,001 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $2,900/yr in principal paydown, total projected return reaches $122,521.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $50 | $250 |
City averages based on Mount Airy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,967 |
| Total Monthly Debt Service | $1,791 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30563, Mount Airy, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,305 (100%) |
| Owner Occupied HU | 1,809 (78.5%) |
| Renter Occupied HU | 338 (14.7%) |
| Vacant Housing Units | 158 ( 6.9%) |
| Median Home Value | $251,959 |
| Average Home Value | $282,090 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,208
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Allison • Leading Edge Real Estate LLC
Mls Name: GAMLS
Mls ID: #10657490