Signature - Monarch Plan, Verandas at the RimSan AntonioTX78257
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 4.22%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.44) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,302/yr in principal paydown and $279,042 in appreciation project a total return of $346,930.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.8% |
| Monthly Cash Flow | $(3,630) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,559 |
| Total Monthly Debt Service | $6,780 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78257, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,814 (100%) |
| Owner Occupied HU | 2,131 (27.3%) |
| Renter Occupied HU | 4,224 (54.1%) |
| Vacant Housing Units | 1,459 (18.7%) |
| Median Home Value | $609,169 |
| Average Home Value | $660,359 |
Housing Distribution
Address Breakdown
Residential
6,905
Single Family
2,574
Multi-Family
4,331
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78257, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,814 (100%) |
| Owner Occupied HU | 2,131 (27.3%) |
| Renter Occupied HU | 4,224 (54.1%) |
| Vacant Housing Units | 1,459 (18.7%) |
| Median Home Value | $609,169 |
| Average Home Value | $660,359 |
Housing Distribution
Address Breakdown
Residential
6,905
Single Family
2,574
Multi-Family
4,331
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Brightland Homes
Mls Name: Brightland Homes
Mls Provider:
Mls ID: #N/A