SHELBURN Plan, Rivers Pointe EstatesHebronKY41048
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 4.76%. SHELBURN Plan, Rivers Pointe Estates, Hebron, KY, 41048 in Hebron at $683,600, 4.76% gross yield, is a market-growth asset. The $2,714/mo rent partially funds the $3,074/mo debt service; the core return is the 5%/yr price growth projected to add $188,866 over five years. Ziffy Mortgage's DSCR mortgage (0.88) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $165,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 8.0% |
| Monthly Cash Flow | $(1,446) | $350 |
City averages based on Hebron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,714 |
| Total Monthly Debt Service | $3,889 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices