Residence Three Plan, Mountain Gate by CrestWood CommunitiesYucaipaCA92399
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider Residence Three Plan, Mountain Gate by CrestWood Communities, Yucaipa, CA, 92399 in Yucaipa. Rental yield 3.82%. At $1,035,990 with 3.82% gross yield, current distributions are modest, but the 5% appreciation rate projects $286,225 in new equity by year five, complemented by $9,542/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.71) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $192,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.0% |
| Monthly Cash Flow | $(3,109) | $400 |
City averages based on Yucaipa market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $5,997 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices