Residence 4 Plan, Cabrilla at Ponte Vista - Phase 1San PedroCA90732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowListed at $902,000, gross rent is $10,835/mo and net cash flow is $5,255/mo, a 14.41% yield well above national averages. DSCR 2.67 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $249,206 by year five with $8,308/yr in annual principal reduction, projecting $680,157 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.0% |
| Monthly Cash Flow | $5,255 | $300 |
City averages based on San Pedro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,835 |
| Total Monthly Debt Service | $5,221 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90732, San Pedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,346 (100%) |
| Owner Occupied HU | 6,093 (65.2%) |
| Renter Occupied HU | 2,783 (29.8%) |
| Vacant Housing Units | 470 ( 5.0%) |
| Median Home Value | $900,711 |
| Average Home Value | $956,321 |
Housing Distribution
Address Breakdown
Residential
9,035
Single Family
7,443
Multi-Family
1,592
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90732, San Pedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,346 (100%) |
| Owner Occupied HU | 6,093 (65.2%) |
| Renter Occupied HU | 2,783 (29.8%) |
| Vacant Housing Units | 470 ( 5.0%) |
| Median Home Value | $900,711 |
| Average Home Value | $956,321 |
Housing Distribution
Address Breakdown
Residential
9,035
Single Family
7,443
Multi-Family
1,592
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices