907 E 81st StLos AngelesCA90001
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 907 E 81st St, Los Angeles, CA, 90001 in Los Angeles fits: $767,000, 5.04% gross yield, and a projected 5% annual appreciation rate adding $211,908 in value within five years. Rental yield 5.04%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.93) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,064/yr in principal paydown and $211,908 in appreciation project a total return of $187,627.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 4.1% |
| Monthly Cash Flow | $(1,610) | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,221 |
| Total Monthly Debt Service | $4,526 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1926
5,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90001, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,071 (100%) |
| Owner Occupied HU | 4,538 (32.3%) |
| Renter Occupied HU | 9,109 (64.7%) |
| Vacant Housing Units | 424 ( 3.0%) |
| Median Home Value | $618,208 |
| Average Home Value | $658,018 |
Housing Distribution
Address Breakdown
Residential
13,484
Single Family
12,410
Multi-Family
1,074
Businesses
1,519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1926
5,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90001, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,071 (100%) |
| Owner Occupied HU | 4,538 (32.3%) |
| Renter Occupied HU | 9,109 (64.7%) |
| Vacant Housing Units | 424 ( 3.0%) |
| Median Home Value | $618,208 |
| Average Home Value | $658,018 |
Housing Distribution
Address Breakdown
Residential
13,484
Single Family
12,410
Multi-Family
1,074
Businesses
1,519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A