Residence 1812 Plan, Terra Sol IIRosamondCA93560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Residence 1812 Plan, Terra Sol II, Rosamond, CA, 93560 in Rosamond speaks for itself: 11.64% gross on a $475,990 price, generating $4,615/mo in rent and $1,671/mo in net income after the $2,140/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,048 stacks alongside $131,507 in projected five-year appreciation and $4,384/yr in principal reduction. Projected total cumulative return: $288,051.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.0% |
| Monthly Cash Flow | $1,671 | $300 |
City averages based on Rosamond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,615 |
| Total Monthly Debt Service | $2,755 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93560, Rosamond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,304 (100%) |
| Owner Occupied HU | 5,367 (64.6%) |
| Renter Occupied HU | 2,354 (28.3%) |
| Vacant Housing Units | 583 ( 7.0%) |
| Median Home Value | $371,221 |
| Average Home Value | $379,376 |
Housing Distribution
Address Breakdown
Residential
7,822
Single Family
7,481
Multi-Family
341
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93560, Rosamond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,304 (100%) |
| Owner Occupied HU | 5,367 (64.6%) |
| Renter Occupied HU | 2,354 (28.3%) |
| Vacant Housing Units | 583 ( 7.0%) |
| Median Home Value | $371,221 |
| Average Home Value | $379,376 |
Housing Distribution
Address Breakdown
Residential
7,822
Single Family
7,481
Multi-Family
341
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices