Ramona V J Plan, ShieldsboroBay Saint LouisMS39520
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Bay Saint Louis at Ramona V J Plan, Shieldsboro, Bay Saint Louis, MS, 39520 with 5% annual appreciation on a $339,990 basis while $2,520/mo rent supports operations. Total monthly income totals $2,520/mo and a $1,664/mo payment preserves $440/mo for cash returns. Annual cash flow comes to $5,274/yr on $112,707 deployed, and return on cash invested reaches 24.59% in year one. Equity gained on principal adds $2,194/yr, and five-year appreciation sums $93,933 alongside rental yield of 8.89%. Five-year ROI measures 127.85% and total cumulative return in cash totals $144,099.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,520/mo property income versus a $1,664/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Listed by: N/A • DSLD Homes - Mississippi
Mls Name: DSLD Homes
Mls Provider:
Mls ID: #N/A