Plan Three Plan, Finch RanchPiruCA93040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Plan Three Plan, Finch Ranch, Piru, CA, 93040 in Piru earns a 9.37% gross yield at $654,990. Rent of $5,116/mo nets $1,064/mo after the $2,945/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $180,962 and $6,033/yr in equity accumulation project a total cumulative return of $316,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $1,064 | $300 |
City averages based on Piru market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,116 |
| Total Monthly Debt Service | $3,791 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93040, Piru, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 707 (100%) |
| Owner Occupied HU | 404 (57.1%) |
| Renter Occupied HU | 271 (38.3%) |
| Vacant Housing Units | 32 ( 4.5%) |
| Median Home Value | $699,153 |
| Average Home Value | $840,037 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93040, Piru, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 707 (100%) |
| Owner Occupied HU | 404 (57.1%) |
| Renter Occupied HU | 271 (38.3%) |
| Vacant Housing Units | 32 ( 4.5%) |
| Median Home Value | $699,153 |
| Average Home Value | $840,037 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Williams Homes
Mls Name: Williams Homes
Mls Provider:
Mls ID: #N/A