Plan 4 Plan, Upton at Sommers BendTemeculaCA92591
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at Plan 4 Plan, Upton at Sommers Bend, Temecula, CA, 92591 in Temecula. Priced at $975,000, it generates $9,174/mo in gross rent and $3,142/mo in net monthly cash flow, a 11.29% yield that comfortably supports the 2.09 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $37,710. Five-year appreciation: $269,375. Equity from principal paydown: $8,980/yr. Total projected cumulative return: $571,913.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $3,142 | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,174 |
| Total Monthly Debt Service | $5,644 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92591, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,925 (100%) |
| Owner Occupied HU | 9,864 (61.9%) |
| Renter Occupied HU | 5,341 (33.5%) |
| Vacant Housing Units | 720 ( 4.5%) |
| Median Home Value | $682,401 |
| Average Home Value | $736,482 |
Housing Distribution
Address Breakdown
Residential
15,275
Single Family
12,346
Multi-Family
2,929
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices