Plan 3 Plan, Primero at Del SolVenturaCA93004
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Plan 3 Plan, Primero at Del Sol, Ventura, CA, 93004 in Ventura deserves attention. This $787,000 property earns $7,310/mo in rent, a 11.15% gross yield, and nets $2,442/mo after the $3,539/mo payment. DSCR 2.07 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $217,434 compounds alongside $7,248/yr in yearly equity build, for a total cumulative return of $455,530.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $2,442 | $250 |
City averages based on Ventura market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,310 |
| Total Monthly Debt Service | $4,555 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93004, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,115 (100%) |
| Owner Occupied HU | 7,379 (60.9%) |
| Renter Occupied HU | 3,942 (32.5%) |
| Vacant Housing Units | 794 ( 6.6%) |
| Median Home Value | $834,511 |
| Average Home Value | $838,023 |
Housing Distribution
Address Breakdown
Residential
11,539
Single Family
10,199
Multi-Family
1,340
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93004, Ventura, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,115 (100%) |
| Owner Occupied HU | 7,379 (60.9%) |
| Renter Occupied HU | 3,942 (32.5%) |
| Vacant Housing Units | 794 ( 6.6%) |
| Median Home Value | $834,511 |
| Average Home Value | $838,023 |
Housing Distribution
Address Breakdown
Residential
11,539
Single Family
10,199
Multi-Family
1,340
Businesses
318
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices