Plan 1918 Plan, Sterling Hills at Quarry HeightsPetalumaCA94952
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomePlan 1918 Plan, Sterling Hills at Quarry Heights, Petaluma, CA, 94952 in Petaluma is a solid income-producing rental, 9.85% gross yield, $7,543/mo rent, $1,858/mo net cash flow on a $918,990 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $253,900 and $8,464/yr in principal reduction project a total cumulative return of $468,020.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $1,858 | $1,500 |
City averages based on Petaluma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,543 |
| Total Monthly Debt Service | $5,319 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94952, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,616 (100%) |
| Owner Occupied HU | 8,274 (56.6%) |
| Renter Occupied HU | 5,554 (38.0%) |
| Vacant Housing Units | 788 ( 5.4%) |
| Median Home Value | $1,014,839 |
| Average Home Value | $1,143,839 |
Housing Distribution
Address Breakdown
Residential
13,665
Single Family
12,963
Multi-Family
702
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94952, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,616 (100%) |
| Owner Occupied HU | 8,274 (56.6%) |
| Renter Occupied HU | 5,554 (38.0%) |
| Vacant Housing Units | 788 ( 5.4%) |
| Median Home Value | $1,014,839 |
| Average Home Value | $1,143,839 |
Housing Distribution
Address Breakdown
Residential
13,665
Single Family
12,963
Multi-Family
702
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices