Plan 1548 Plan, LaderaMenifeeCA92586
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Plan 1548 Plan, Ladera, Menifee, CA, 92586 in Menifee is narrow, $32/mo net on $3,527/mo rent after the $2,541/mo debt service, but the property operates at break-even-plus, not a loss. At $564,990 with a 7.49% yield, the long-run equity case via 5% appreciation ($156,096 over five years) and $5,204/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $216,272.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.0% |
| Monthly Cash Flow | $32 | $1,500 |
City averages based on Menifee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,527 |
| Total Monthly Debt Service | $3,270 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92586, Sun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,102 (100%) |
| Owner Occupied HU | 7,432 (66.9%) |
| Renter Occupied HU | 3,110 (28.0%) |
| Vacant Housing Units | 560 ( 5.0%) |
| Median Home Value | $379,606 |
| Average Home Value | $434,257 |
Housing Distribution
Address Breakdown
Residential
10,738
Single Family
10,342
Multi-Family
396
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92586, Sun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,102 (100%) |
| Owner Occupied HU | 7,432 (66.9%) |
| Renter Occupied HU | 3,110 (28.0%) |
| Vacant Housing Units | 560 ( 5.0%) |
| Median Home Value | $379,606 |
| Average Home Value | $434,257 |
Housing Distribution
Address Breakdown
Residential
10,738
Single Family
10,342
Multi-Family
396
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • KB Home
Mls Name: KB Home
Mls Provider:
Mls ID: #N/A