Plan 1430 Modeled Plan, CreeksideVictorvilleCA92392
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowPlan 1430 Modeled Plan, Creekside, Victorville, CA, 92392 in Victorville earns its strong cash-flow label: 10.49% yield, $4,130/mo rent, $1,206/mo net income, DSCR 1.94. The $472,720 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $130,604 by year five. Combined with $4,354/yr in principal paydown, total projected return reaches $256,833.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.8% |
| Monthly Cash Flow | $1,206 | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,130 |
| Total Monthly Debt Service | $2,736 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices