Plan 1 Plan, Citrus OakGlendoraCA91740
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 3.95%. Plan 1 Plan, Citrus Oak, Glendora, CA, 91740 in Glendora fits: $1,266,580, 3.95% gross yield, and a projected 5% annual appreciation rate adding $349,933 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.73) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,665/yr in principal paydown and $349,933 in appreciation project a total return of $244,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(3,665) | $200 |
City averages based on Glendora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,170 |
| Total Monthly Debt Service | $7,331 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91740, Glendora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,477 (100%) |
| Owner Occupied HU | 5,520 (65.1%) |
| Renter Occupied HU | 2,787 (32.9%) |
| Vacant Housing Units | 170 ( 2.0%) |
| Median Home Value | $782,444 |
| Average Home Value | $792,255 |
Housing Distribution
Address Breakdown
Residential
8,902
Single Family
7,487
Multi-Family
1,415
Businesses
1,493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91740, Glendora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,477 (100%) |
| Owner Occupied HU | 5,520 (65.1%) |
| Renter Occupied HU | 2,787 (32.9%) |
| Vacant Housing Units | 170 ( 2.0%) |
| Median Home Value | $782,444 |
| Average Home Value | $792,255 |
Housing Distribution
Address Breakdown
Residential
8,902
Single Family
7,487
Multi-Family
1,415
Businesses
1,493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Taylor Morrison
Mls Name: Taylor Morrison
Mls Provider:
Mls ID: #N/A