PENDLETON Plan, Spring Valley RanchElizabethCO80107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomePENDLETON Plan, Spring Valley Ranch, Elizabeth, CO, 80107 in Elizabeth is a solid income-producing rental, 8.17% gross yield, $3,492/mo rent, $502/mo net cash flow on a $512,990 buy. DSCR 1.51 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $141,730 and $4,725/yr in principal reduction project a total cumulative return of $226,065.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.7% |
| Monthly Cash Flow | $502 | $350 |
City averages based on Elizabeth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,492 |
| Total Monthly Debt Service | $2,786 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80107, Elizabeth, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,219 (100%) |
| Owner Occupied HU | 5,607 (90.2%) |
| Renter Occupied HU | 406 ( 6.5%) |
| Vacant Housing Units | 206 ( 3.3%) |
| Median Home Value | $734,080 |
| Average Home Value | $786,794 |
Housing Distribution
Address Breakdown
Residential
5,550
Single Family
5,091
Multi-Family
459
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
