Old Highway 61 & Floyd RdPt GibsonMS39150
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at Old Highway 61 & Floyd Rd, Pt Gibson, MS, 39150 in Pt Gibson is capital appreciation. Rental yield 0.53%. The 0.53% gross yield at $1,972,100 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $544,855 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.10) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $26,970.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.5% | 6.2% |
| Monthly Cash Flow | $(11,192) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $876 |
| Total Monthly Debt Service | $11,284 |
| DSCR Ratio | 0.08x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
533 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
533 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39150, Port Gibson, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,537 (100%) |
| Owner Occupied HU | 1,562 (61.6%) |
| Renter Occupied HU | 573 (22.6%) |
| Vacant Housing Units | 402 (15.8%) |
| Median Home Value | $82,893 |
| Average Home Value | $110,733 |
Housing Distribution
Address Breakdown
Residential
2,201
Single Family
2,087
Multi-Family
114
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Brad Farris • SWAPA Land, LLC
Mls Name: REALSTACK
Mls ID: #91843