Moose Hill WayKeeneNY12942
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at Moose Hill Way, Keene, NY, 12942 in Keene. Priced at $199,000, it generates $2,227/mo in gross rent and $898/mo in net monthly cash flow, a 13.43% yield that comfortably supports the 2.49 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,780. Five-year appreciation: $54,980. Equity from principal paydown: $1,833/yr. Total projected cumulative return: $133,722.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $898 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,227 |
| Total Monthly Debt Service | $1,250 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
7.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12942, Keene, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 587 (100%) |
| Owner Occupied HU | 243 (41.4%) |
| Renter Occupied HU | 53 ( 9.0%) |
| Vacant Housing Units | 291 (49.6%) |
| Median Home Value | $444,595 |
| Average Home Value | $517,922 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
184
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
7.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12942, Keene, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 587 (100%) |
| Owner Occupied HU | 243 (41.4%) |
| Renter Occupied HU | 53 ( 9.0%) |
| Vacant Housing Units | 291 (49.6%) |
| Median Home Value | $444,595 |
| Average Home Value | $517,922 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
184
Multi-Family
1
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices