Moonstone Plan, Seasons at Scenic TerraceLake HamiltonFL33851
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines Moonstone Plan, Seasons at Scenic Terrace, Lake Hamilton, FL, 33851 in Lake Hamilton: $3,278/mo in rent, $949/mo net, 11.21% gross yield, all on a $350,950 acquisition. The 2.08 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $96,961 in value, and $3,232/yr in principal paydown steadily builds equity. Projected total cumulative return: $194,839.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $949 | $1,200 |
City averages based on Lake Hamilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,278 |
| Total Monthly Debt Service | $2,189 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33851, Lake Hamilton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 122 (75.3%) |
| Renter Occupied HU | 19 (11.7%) |
| Vacant Housing Units | 21 (13.0%) |
| Median Home Value | $328,000 |
| Average Home Value | $330,143 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
0
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33851, Lake Hamilton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 162 (100%) |
| Owner Occupied HU | 122 (75.3%) |
| Renter Occupied HU | 19 (11.7%) |
| Vacant Housing Units | 21 (13.0%) |
| Median Home Value | $328,000 |
| Average Home Value | $330,143 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
0
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Richmond American Homes
Mls Name: Richmond Homes
Mls Provider:
Mls ID: #N/A