Monacello Plan, Valencia Parc at Riverland® (55+)Pt Saint LucieFL34987
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate Monacello Plan, Valencia Parc at Riverland® (55+), Pt Saint Lucie, FL, 34987 in Pt Saint Lucie. At $525,900 it earns $3,980/mo in rent and distributes $490/mo to the owner after the $2,365/mo payment, a consistent 9.08% yield. DSCR 1.68 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $145,296 in value; $4,844/yr in principal paydown compounds ownership stake. Total projected return: $231,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $490 | $1,500 |
City averages based on Pt Saint Lucie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,980 |
| Total Monthly Debt Service | $3,281 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34987, Port Saint Lucie, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,491 (100%) |
| Owner Occupied HU | 11,302 (68.5%) |
| Renter Occupied HU | 2,753 (16.7%) |
| Vacant Housing Units | 2,436 (14.8%) |
| Median Home Value | $475,710 |
| Average Home Value | $527,525 |
Housing Distribution
Address Breakdown
Residential
13,529
Single Family
10,100
Multi-Family
3,429
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34987, Port Saint Lucie, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,491 (100%) |
| Owner Occupied HU | 11,302 (68.5%) |
| Renter Occupied HU | 2,753 (16.7%) |
| Vacant Housing Units | 2,436 (14.8%) |
| Median Home Value | $475,710 |
| Average Home Value | $527,525 |
Housing Distribution
Address Breakdown
Residential
13,529
Single Family
10,100
Multi-Family
3,429
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • GL HOMES
Mls Name: GL Homes
Mls Provider:
Mls ID: #N/A