Millstone III Plan, Hills of Westwood Phase IV, Temple, TX, 76502 | $143/mo Cash Flow

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Millstone III Plan, Hills of Westwood Phase IV, Temple, TX, 76502 | $143/mo Cash Flow | Ziffy

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at Millstone III Plan, Hills of Westwood Phase IV, Temple, TX, 76502 offers $2,671/mo rent that, after a $1,740/mo payment, leaves $143/mo cash flow. Total monthly income is $2,671/mo, and annual cash flow is $1,718/yr on $117,815 cash. Return on cash invested measures 21.37% in year one, and rental yield stands at 9.02% at a $355,400 entry. Equity gained on principal adds $2,293/yr while 5% annual appreciation compounds into $98,190 by year five. Five-year ROI records 111.89% and total cumulative return in cash reaches $131,825. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,671/mo property income versus a $1,740/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Millstone III Floor Plan - 4-Bedroom, 2-Bathroom with 3-Car Garage, Open Layout, and Optional Study The Millstone III floor plan offers the perfect combination of spacious living, flexible design, and enhanced storage. With 4 bedrooms, 2 bathrooms, a 3-car garage, and over 2,100 square feet of well-designed space, this single-story home is ideal for families seeking both functionality and style. At the center of the home is a bright, open-concept layout that connects the kitchen, dining area, and family room, making it easy to entertain or relax with loved ones. The kitchen includes a large center island and an oversized pantry, designed to support busy households and maximize storage. The primary suite offers a comfortable retreat with a spacious bathroom and walk-in closet. Three additional bedrooms provide flexibility for guest accommodations, children's rooms, or creative use. The floor plan also offers an optional study, perfect for working remotely, handling daily tasks, or creating a quiet hobby space. A covered patio extends the living area outdoors, while the 3-car garage provides ample room for vehicles, tools, and seasonal storage. With its open flow, custom options, and practical layout, the Millstone III floor plan is a smart choice for homeowners looking for both space and versatility in a single-level home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680