Miles Plan, SawgrassHebronKY41048
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hebron rental at Miles Plan, Sawgrass, Hebron, KY, 41048 sits in the solid-income band: 8.68% gross yield, $2,978/mo rent, $472/mo net after the $1,852/mo debt service, DSCR 1.61. Entry price of $411,890 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $113,798 and $3,794/yr in principal reduction bring total cumulative return to $186,362.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $472 | $350 |
City averages based on Hebron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,978 |
| Total Monthly Debt Service | $2,343 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41048, Hebron, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,881 (100%) |
| Owner Occupied HU | 4,882 (83.0%) |
| Renter Occupied HU | 862 (14.7%) |
| Vacant Housing Units | 137 ( 2.3%) |
| Median Home Value | $341,221 |
| Average Home Value | $385,472 |
Housing Distribution
Address Breakdown
Residential
5,993
Single Family
5,744
Multi-Family
249
Businesses
524
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices