McDonald RdMaconMS39341
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderMcDonald Rd, Macon, MS, 39341 in Macon earns a respectable 7.45% gross yield at $160,000, but after the $719/mo mortgage the net cash flow is $14/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.38) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $44,205 over five years, making equity the dominant return driver. Total projected return: $61,612.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $14 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $994 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39341, Macon, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,822 (100%) |
| Owner Occupied HU | 1,848 (65.5%) |
| Renter Occupied HU | 642 (22.7%) |
| Vacant Housing Units | 332 (11.8%) |
| Median Home Value | $92,422 |
| Average Home Value | $118,378 |
Housing Distribution
Address Breakdown
Residential
2,603
Single Family
2,430
Multi-Family
173
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39341, Macon, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,822 (100%) |
| Owner Occupied HU | 1,848 (65.5%) |
| Renter Occupied HU | 642 (22.7%) |
| Vacant Housing Units | 332 (11.8%) |
| Median Home Value | $92,422 |
| Average Home Value | $118,378 |
Housing Distribution
Address Breakdown
Residential
2,603
Single Family
2,430
Multi-Family
173
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Jones • RE/MAX PARTNERS
Mls Name: Greater Golden Triangle Realtors
Mls ID: #24-1744
Disclaimer: Copyright Golden Triangle Association of Realtors, Inc. All rights reserved. Information is deemed reliable but not guaranteed.