Lucerne Plan, Heritage at Gum RanchFair OaksCA95628








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Fair Oaks at Lucerne Plan, Heritage at Gum Ranch, Fair Oaks, CA, 95628 uses $266,474 cash to close to unlock $15,166/yr annual cash flow and $1,264/mo monthly cash flow. Total monthly income runs $6,274/mo, and a $3,964/mo payment keeps the spread at $1,264/mo. Purchase price stands at $809,950, and rental yield measures 9.3% with $6,274/mo rent. Return on cash invested shows 25.75% in year one, and 5% annual appreciation builds toward $223,774 over five years. Five-year ROI reaches 134.13% and total cumulative return in cash records $357,432. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,274/mo property income covering a $3,964/mo payment rather than investor’s personal income.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95628, Fair Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,888 (100%) |
| Owner Occupied HU | 12,019 (67.2%) |
| Renter Occupied HU | 5,234 (29.3%) |
| Vacant Housing Units | 635 ( 3.5%) |
| Median Home Value | $679,211 |
| Average Home Value | $717,794 |
Housing Distribution
Address Breakdown
Residential
17,846
Single Family
16,524
Multi-Family
1,322
Businesses
1,383
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Listed by: Marina Wang • Elliott Homes
Mls Name: Elliott Homes
Mls Provider:
Mls ID: #N/A








