LOT Jensen Rd #BMcCammonID83250
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at LOT Jensen Rd #B, McCammon, ID, 83250 in McCammon speaks for itself: 11.77% gross on a $139,000 price, generating $1,363/mo in rent and $564/mo in net income after the $625/mo debt service. DSCR 2.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,763 stacks alongside $38,403 in projected five-year appreciation and $1,280/yr in principal reduction. Projected total cumulative return: $88,712.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.0% |
| Monthly Cash Flow | $564 | $300 |
City averages based on McCammon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,363 |
| Total Monthly Debt Service | $744 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83250, Mccammon, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 620 (83.0%) |
| Renter Occupied HU | 76 (10.2%) |
| Vacant Housing Units | 51 ( 6.8%) |
| Median Home Value | $482,813 |
| Average Home Value | $569,847 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
440
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.