LOT 7 W South St, Upland, IN, 46989 | $12/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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LOT 7 W South St, Upland, IN, 46989 | $12/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Upland at LOT 7 W South St, Upland, IN, 46989 listed at $400,800 pairs $2,418/mo rent with a $1,962/mo payment to leave $12/mo cash flow. Total monthly income runs $2,418/mo, and annual cash flow reaches $141/yr on $132,865 cash to close. Return on cash invested measures 20.02% in year one, and rental yield registers 7.24% at a $400,800 basis. Equity gained on principal adds $2,586/yr, and annual property appreciation at 5% supports $110,734 by year five. Five-year ROI tracks 103.17% and total cumulative return in cash totals $137,079. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,418/mo property income relative to a $1,962/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

0.29 Acres lot

$N/A/sqft

No HOA

More details about the property

This proposed build is brought to you by Joyner Homes. This 4-bedroom 2.5 bath home features modern comfort and timeless charm. With 9-foot or vaulted ceilings throughout the first floor, the open-concept layout creates a spacious and inviting atmosphere. The primary suite boasts an en-suite bath and a generous walk-in closet. Additional highlights include a 2-car attached garage, and high-quality finishes throughout. Don't miss the chance to customize this home to fit your style and needs! ***Please note that there will be additional site costs associated with the lot that are dependent upon the home design, home placement on the lot, etc.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46989, Upland, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,539 (100%)
Owner Occupied HU	1,094 (71.1%)
Renter Occupied HU	288 (18.7%)
Vacant Housing Units	157 (10.2%)
Median Home Value	$245,909
Average Home Value	$269,321