LOT 9 W South St, Upland, IN, 46989 | $331/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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LOT 9 W South St, Upland, IN, 46989 | $331/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Upland at LOT 9 W South St, Upland, IN, 46989 with 5% annual appreciation on a $347,800 basis while $2,418/mo rent supports operations. Total monthly income totals $2,418/mo and a $1,702/mo payment preserves $331/mo for cash returns. Annual cash flow comes to $3,966/yr on $115,296 deployed, and return on cash invested reaches 23.35% in year one. Equity gained on principal adds $2,244/yr, and five-year appreciation sums $96,091 alongside rental yield of 8.34%. Five-year ROI measures 121.06% and total cumulative return in cash totals $139,579.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,418/mo property income versus a $1,702/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

0.29 Acres lot

$N/A/sqft

No HOA

More details about the property

This proposed build is brought to you by Joyner Homes. This home features 2-bedrooms 2 baths and an office that has the option to be converted into a third bedroom. It offers modern comfort and timeless charm. With 9-foot or vaulted ceilings throughout, the open-concept layout creates a spacious and inviting atmosphere. The primary suite boasts an en-suite bath and a generous walk-in closet. Additional highlights include a 2-car attached garage, and high-quality finishes throughout. Don't miss the chance to customize this home to fit your style and needs! ***Please note that there will be additional site costs associated with the lot that are dependent upon the home design, home placement on the lot, etc.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46989, Upland, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,539 (100%)
Owner Occupied HU	1,094 (71.1%)
Renter Occupied HU	288 (18.7%)
Vacant Housing Units	157 (10.2%)
Median Home Value	$245,909
Average Home Value	$269,321