LOT 6 Norman CtChesterMD21619
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.28%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $186,462, and $6,216/yr in principal equity projects total return of $212,500.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.2% |
| Monthly Cash Flow | $(677) | $350 |
City averages based on Chester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,529 |
| Total Monthly Debt Service | $3,937 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.64 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21619, Chester, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,903 (100%) |
| Owner Occupied HU | 2,685 (68.8%) |
| Renter Occupied HU | 759 (19.4%) |
| Vacant Housing Units | 459 (11.8%) |
| Median Home Value | $495,127 |
| Average Home Value | $586,091 |
Housing Distribution
Address Breakdown
Residential
3,687
Single Family
3,273
Multi-Family
414
Businesses
348
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.64 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21619, Chester, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,903 (100%) |
| Owner Occupied HU | 2,685 (68.8%) |
| Renter Occupied HU | 759 (19.4%) |
| Vacant Housing Units | 459 (11.8%) |
| Median Home Value | $495,127 |
| Average Home Value | $586,091 |
Housing Distribution
Address Breakdown
Residential
3,687
Single Family
3,273
Multi-Family
414
Businesses
348
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices