LOT 5 5a Shady AveWestminsterMA01473
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. Rental yield 1.89%. LOT 5 5a Shady Ave, Westminster, MA, 01473 in Westminster fits: $1,450,000, 1.89% gross yield, and a projected 5% annual appreciation rate adding $400,608 in value within five years. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.35) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,355/yr in principal paydown and $400,608 in appreciation project a total return of $109,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 5.1% |
| Monthly Cash Flow | $(6,859) | $700 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $8,562 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01473, Westminster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,426 (100%) |
| Owner Occupied HU | 2,819 (82.3%) |
| Renter Occupied HU | 391 (11.4%) |
| Vacant Housing Units | 216 ( 6.3%) |
| Median Home Value | $547,930 |
| Average Home Value | $571,794 |
Housing Distribution
Address Breakdown
Residential
3,094
Single Family
3,017
Multi-Family
77
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01473, Westminster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,426 (100%) |
| Owner Occupied HU | 2,819 (82.3%) |
| Renter Occupied HU | 391 (11.4%) |
| Vacant Housing Units | 216 ( 6.3%) |
| Median Home Value | $547,930 |
| Average Home Value | $571,794 |
Housing Distribution
Address Breakdown
Residential
3,094
Single Family
3,017
Multi-Family
77
Businesses
199
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy Poudrette • Foster-Healey Real Estate
Mls Name: MLS PIN
Mls ID: #73405415