Lot 47 / Harper A Plan, Sky TerraceBeavertonOR97007
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at Lot 47 / Harper A Plan, Sky Terrace, Beaverton, OR, 97007 in Beaverton. Priced at $579,950, it generates $5,460/mo in gross rent and $1,959/mo in net monthly cash flow, a 11.3% yield that comfortably supports the 2.09 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $23,512. Five-year appreciation: $160,229. Equity from principal paydown: $5,341/yr. Total projected cumulative return: $345,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $1,959 | $300 |
City averages based on Beaverton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,460 |
| Total Monthly Debt Service | $3,270 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97007, Beaverton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,831 (100%) |
| Owner Occupied HU | 13,859 (69.9%) |
| Renter Occupied HU | 5,153 (26.0%) |
| Vacant Housing Units | 819 ( 4.1%) |
| Median Home Value | $650,102 |
| Average Home Value | $693,944 |
Housing Distribution
Address Breakdown
Residential
19,047
Single Family
16,066
Multi-Family
2,981
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97007, Beaverton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,831 (100%) |
| Owner Occupied HU | 13,859 (69.9%) |
| Renter Occupied HU | 5,153 (26.0%) |
| Vacant Housing Units | 819 ( 4.1%) |
| Median Home Value | $650,102 |
| Average Home Value | $693,944 |
Housing Distribution
Address Breakdown
Residential
19,047
Single Family
16,066
Multi-Family
2,981
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
