Lot 35B Three Ponds Lane #35WoodburyNY11797
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider Lot 35B Three Ponds Lane #35, Woodbury, NY, 11797 in Woodbury. Rental yield 4.2%. At $1,795,000 with 4.2% gross yield, current distributions are modest, but the 5% appreciation rate projects $495,925 in new equity by year five, complemented by $16,532/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.78) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $274,419.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(6,421) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,287 |
| Total Monthly Debt Service | $11,994 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
N/A lot
$N/A/sqft
$721 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11797, Woodbury, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,616 (100%) |
| Owner Occupied HU | 2,722 (75.3%) |
| Renter Occupied HU | 618 (17.1%) |
| Vacant Housing Units | 276 ( 7.6%) |
| Median Home Value | $1,125,139 |
| Average Home Value | $1,210,878 |
Housing Distribution
Address Breakdown
Residential
3,442
Single Family
3,374
Multi-Family
68
Businesses
549
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
N/A lot
$N/A/sqft
$721 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11797, Woodbury, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,616 (100%) |
| Owner Occupied HU | 2,722 (75.3%) |
| Renter Occupied HU | 618 (17.1%) |
| Vacant Housing Units | 276 ( 7.6%) |
| Median Home Value | $1,125,139 |
| Average Home Value | $1,210,878 |
Housing Distribution
Address Breakdown
Residential
3,442
Single Family
3,374
Multi-Family
68
Businesses
549
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices