LOT 158 Trotting RdInwoodWV25428
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate LOT 158 Trotting Rd, Inwood, WV, 25428 in Inwood. At $292,990 it earns $2,394/mo in rent and distributes $699/mo to the owner after the $1,317/mo payment, a consistent 9.81% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $80,948 in value; $2,698/yr in principal paydown compounds ownership stake. Total projected return: $155,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 8.5% |
| Monthly Cash Flow | $699 | $450 |
City averages based on Inwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $1,579 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
3,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rich Bryan • New Home Star Virginia, LLC
Mls Name: Bright MLS
Mls ID: #WVBE2041974