Longhorn Plan, Hartrick Ranch, Temple, TX, 76502 | $94/mo Cash Flow

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Longhorn Plan, Hartrick Ranch, Temple, TX, 76502 | $94/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Longhorn Plan, Hartrick Ranch, Temple, TX, 76502 uses $94,478 cash to close to unlock $1,131/yr annual cash flow and $94/mo monthly cash flow. Total monthly income runs $2,136/mo, and a $1,395/mo payment keeps the spread at $94/mo. Purchase price stands at $285,000, and rental yield measures 8.99% with $2,136/mo rent. Return on cash invested shows 21.11% in year one, and 5% annual appreciation builds toward $78,740 over five years. Five-year ROI reaches 110.57% and total cumulative return in cash records $104,466. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,136/mo property income covering a $1,395/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

$15 monthly HOA

More details about the property

The Longhorn floor plan is one of our most popular. This plan features a three-bedroom, two-bath layout across 1,320 square feet with an open-concept family room, dining area, and kitchen. The kitchen includes stainless steel appliances, a large island, and a pantry, while the primary bath has dual vanity sinks and a spacious closet.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680