Lincoln Plan, Oak Hammock Preserve TownhomesOcalaFL34480
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Lincoln Plan, Oak Hammock Preserve Townhomes, Ocala, FL, 34480 in Ocala deserves attention. This $243,990 property earns $2,218/mo in rent, a 10.91% gross yield, and nets $598/mo after the $1,097/mo payment. DSCR 2.02 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $67,410 compounds alongside $2,247/yr in yearly equity build, for a total cumulative return of $131,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.2% |
| Monthly Cash Flow | $598 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,218 |
| Total Monthly Debt Service | $1,522 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
