Lincoln Plan, Forest Lake EstatesZephyrhillsFL33540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Lincoln Plan, Forest Lake Estates, Zephyrhills, FL, 33540 in Zephyrhills deserves attention. This $216,900 property earns $2,568/mo in rent, a 14.21% gross yield, and nets $1,129/mo after the $975/mo payment. DSCR 2.63 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $59,925 compounds alongside $1,998/yr in yearly equity build, for a total cumulative return of $155,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 7.5% |
| Monthly Cash Flow | $1,129 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,568 |
| Total Monthly Debt Service | $1,353 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices